Individual life policy contract: ICC21. You must be between the ages of 18 and 65 to apply for a 10-year term life policy, and between 18 and 60 to apply for a 20-year policy. Chubb's Auto Bankrate Score of 4. Best rating since it doesn’t actually issue insurance policies. ”. Strong ratings and high customer satisfaction have earned the trust of many millennials. A life insurance plan can help cover some, if not all, of this high expense. Plans starting at $4. Business Incorporated:Before we dive all the way in, here’s a quick rundown of the 4 types of life insurance we’re talking about: Term: temporary coverage for a set amount of time. Permanent life insurance & charity. Bestow may be suitable for individuals who want a quick and easy process for buying term life insurance online without a medical exam. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Con: Companies use your on-file medical records to inform the underwriting process. World’s #1 Fraud. Compare that to the 50-year old who would pay, on average, $477. So you don’t have to see the doctor, if you don’t want to. get started. With Wyshbox, You Can Completely Customize Your LegacyWhat do you want to happen after you die? Here’s how to craft a personalized life insurance plan that fits your family’s specific needs. --Wyshbox, a fully digital life insurance that offers coverage as low as $9 per month* for $155,000 in life insurance, has expanded from 10 US states to 33 and Washington DC. Our life insurance calculator, Wysh Builder, lets you identify your exact coverage needs and build a custom. Apr 13, 2023. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the. When I called, I met the criteria except that I am not in poor health and dying. Whole life insurance is a coverage plan that covers a person for their entire life. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. It’s a similar process to using the DIME method, which looks at debts, income, mortgage, and education. Review. Wysh understands that having flexible life insurance coverage puts the power into the hands of our policyholders. Life insurance companies set rates based on individual factors in your health and background, but product offerings. Whether you’re working remotely in a chic cafe or using your laptop on a sunny beach, you deserve protection for your unique life. 0/5 Company Stability 5. With Wyshbox, you get the assurance that someone will always have your back in times. Insisting on immediate payment. MILWAUKEE, May 17, 2022 /PRNewswire/ -- Wyshbox, a fully digital life insurance that offers coverage as low as $9 per month* for $155,000 in life insurance, has expanded from 10 US states to 33. Get customer service right at your fingertips. Insurance is subject to underwriting. 5. Life insurance, like other forms of insurance, is an important part of having financial protection. People ages 20 to 60 can apply for Ladder’s term life insurance online, with most policies issued within minutes. They offer competitive prices for monthly insurance premiums compared to most other companies. Plans starting at $4. Wyshbox and Wysh are the marketing names for Wysh Life and Health Insurance Company ("WLHIC") and Wysh Financial, LLC ("WF"). Business Started: 1/1/1945. Fabric had the best rate for 55-year-old females buying $500,000 in. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Call us at 888-630-5000. Overall rating 4. By replacing confusing paperwork and long phone. 5. Totally possible with Wyshbox! #WhatsYourWysh Wanna have your ashes launched into space? Rehouse your precious houseplants in the rainforest? Hire a yoga instructor for your cat?. Ladder is life insurance built to be instant, simple and smart. Term, Whole, Universal, Survivorship. Coventry Direct commercial advertises you can sell your life insurance policy. A dishonest contractor will insist you pay them up front before they begin work. Overall Rating: get a quote securely through Wysh Life Insurance's website Wysh is an online term life insurance provider offering flexible policy options available. Universal: permanent coverage, flexible payment, and. Get online life insurance with no medical exam, flexible coverage, starting at $4. – 6 p. Freezing you credit is good start, but identity thieves have other ways to ruin your life with false insurance claims, false tax returns, etc. re not your average financial services company. 700 Main St, Lynchburg, VA 24504-1448. I would recommend this company to friends and family. This blog covers different scams, how to identify them and how to avoid them. Colonial Penn sells the $9. By replacing confusing paperwork and long phone. Chubb car insurance. Ladder Life is a relatively young life insurance company that operates 100% digitally and offers term life policies exclusively. SelectQuote has been around for over 35 years and has grown to be the largest direct to consumer life. 2022), Terminal Illness. Crooks combine crypto scams with old-fashioned romance scams, posing as internet love interests so they can cajole their targets into downloading an app and investing in fake crypto. Here are some of the benefits of choosing Wyshbox Life Insurance: Flexible coverage options to suit different needs and budgets. Plans starting at $4. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. Death benefits are not generally taxable and aren’t. 1 - Benefit is calculated as a percentage, set by Wysh Financial, LLC, multiplied by the average of the monthly trailing average balance of your account for each of the prior three months. #WhatsYourWysh | Say hello to an affordable term life insurance that puts you first! At Wyshbox, we have combined the traditional strengths of insurance with modern tech tools. Our philosophy at Wysh is that life insurance is about more just a check. Plans starting at $4. Let’s face it, life insurance coverage is the alternative of a superb time. Wyshbox isn't alone in trying to crack into the life insurance market. These include: Up to 70% savings on life insurance. There are two main types of life insurance: term life insurance and permanent life insurance. The basic plan is free and the premium and family plans currently come with a free seven-day trial. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. Wysh Life and Health Insurance Company is new on the market, so you won’t find many ratings or reviews. About Wysh Life Insurance Wysh is an innovative life insurance provider committed to making life insurance more accessible. 84 per year, which is less. If you haven’t seen Wysh’s newest Wysh Granters video, stop missing out. Is my life insurance through work enough? How do I make a claim? What ages are eligible for insurance through Wysh?Is Wysh a legitimate company? Updated 2 months ago Wysh might be new, but it was built by a team with decades of industry experience and a clear vision of the future of life. This has tarnished the reputation of the respected and trusted individuals in the medical field. Maximum benefit is $10,000. State Farm’s return of premium term life. Nonetheless, it’s best to actually do one thing to guard your loved ones in case one thing surprising occurs to you. You know what’s best for your needs and the needs of your family. Wyshbox offers online life insurance with no medical exam required. Typically, funeral insurance coverage is best suited for people aged 50 to 85. CST. Protective offers 10- to 40-year term life insurance policies with coverage of $100,000 to $50 million, with the option to convert to a permanent policy without a medical exam. Wyshbox, a fully digital disruptor in the life insurance market debuted today. -Brian Bland, LifeQuotes. But Wysh is doing things a little bit. Permanent life insurance, such as whole life or universal life insurance, provides lifelong. And it’s not just life insurance; industries such as auto, renters, and health insurance use underwriters, as do banks and stock market companies. 95 a month, and you can buy up to 15 units. SL. For an insurance type that offers diminishing benefits over time, mortgage protection insurance can be pricey. But both companies only offer term life insurance policies. Life insurance calculators, meanwhile, have you using formulas that look at your income, future expenses, debts, savings, etc. Wyshbox was a super easy way to buy… Wyshbox was a super easy way to buy life insurance. Dang, even the mere thought of losing your job is scary. See full list on insure. Wyshbox made getting this life insurance quick and painless -- and the monthly cost is very reasonable! Date of experience: 13 July 2023 Spoiler alert: planning for the future should start sooner rather than later. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 99 a month, which is added to your gas bill if you choose to accept the contract. So if you’re asking yourself. Wyshbox is a new arrival in the life insurance business, founded by tech entrepreneurs in 2021 to digitally disrupt the musty old life insurance industry. The $200 dollars are a fee that covers your software (CRM, Training, commissions reports, etc. According to NerdWallet, the yearly cost of a $250,000 policy for a 30-year-old male would be $2,145 for whole life insurance and $223 or $150 respectively for a 30-year or 20-year term life plan. The Trendsetter Super policy offers up to $10 million in coverage — or even. You know how your needs changed and how they’re changing. After our son was born, it was essential that we do 2 things: purchase supplementary life insurance (to add to that provided by our employers) and write our living wills. 5. If you need a bigger screen, you can also use your laptop or desktop. Lemonade Homeowners Insurance: starts at $25 per month. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Let’s face it, life insurance coverage is the alternative of a superb time. You have questions. Haven offers term life insurance online. Back. Understand the types of coverage you need, whether you’re staying in the country or. If you have a permanent life insurance policy (Whole, Variable, Universal, etc. Business Incorporated:Getting a life insurance policy when you’re young and healthy could really work in your favor. Phone. Date of experience: April 12, 2022 We must've moved whatever was here. 0/5 Policies & Coverage Overall Rating: 5 / 5 (Excellent) With its novel approach to term life insurance policies, Wysh offers a 100% online application that can be completed in less than 10 minutes and requires no medical examinations, just a few medical questions. With these. Buddy. Haven Life Insurance Review 2023. Beneficiary scam. If your mind went to the latter, you’re not alone since many find these tales of deceit enticing. The “relative” then asks for money to be wired to him or her to pay rent, lawyer fees, medical bills, or some other fake expense. Life insurance through work is hard to beat for convenience. Help the Better Business Bureau investigate scams and warn others. Purchasing life insurance through wyshbox was a very simple and easy process. It can be done over the phone by calling 1-855-706-2396, emailing claims@londen-insurance. The Wyshes thing helped me figure out how much coverage I wanted. We've been providing financial protection for over 50 years. Life Insurance only available between ages 18-79. Wyshbox offers online life insurance with no medical exam required. Reviewed Aug. ( 5 reviews ) Website: Write a Review. Though,. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Money Things. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Reviews 162 Visit Site Wysh Excellent Reviews 162 Visit Site Michael Graw Aug. Wyshbox, a fully digital disruptor in the life insurance market debuted today. For example, a 57-year-old male gets. This life insurance scam happens when the scammer contacts you claiming that you’re the beneficiary of a life insurance policy for someone who has recently passed. But once applicants reach age 55, the most affordable online life insurance companies were Fabric and Ethos. Plus you know your own story better than anyone else. Date of experience: 23 December 2022 Plans starting at $4. If the other parent needs help, the. Users have the option to engage with our customer. Wyshbox provides a 100% digital experience with really cool features that can allow customers to buy life insurance in a flash. Rub the MICR line. $191 or $133. On-demand accident insurance for an active life. When one came to a CBS 17 viewer, they asked consumer investigator Steve Sbraccia to check it out. 25 years ago Kroll was staffed by former CIA and FBI, and they sold kidnap insurance to executives working overseas in dangerous locations. Wyshbox on LinkedIn: #. Just supply some basic personal information and answer a few health-related questions, and you can rest assured that your “ Wyshes ” can be covered during the full term of your policy. 95 monthly for one unit. Online life insurance, no medical exam required—seems pretty sweet to us. . TERM (03. help center. (704) 732-1811. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession in the future has had on women of different ages and cultural backgrounds. Related: Life Insurers Look for Big Things in Small Packages as They Target Middle Market in Online Sales In the past year, Dayforward and Texas-based Bestow entered the space, betting that new companies with a technology-based approach to offering life insurance would prosper. We don’t offer joint policies at this time. 1. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. In this type of insurance policy, a cash value accumulates as the policyholder pays the premiums. The same policy for a male age 40 is $420 a year. Myth 2: You have full control. Individual life policy contract: ICC22. This trademark application was filed with the USPTO (United States Patent and Trademark Office) under the trademark classification: Insurance & Financial Services;. In other words, the. 95 a month, and you can buy up to 15 units. But Wysh is doing things a little bit. Despite these coverage gaps, there are positives to note. Wyshbox made getting this life insurance quick and painless -- and the monthly cost is very reasonable! Date of experience: July 13, 2023 Checking out life insurance reviews before you choose a policy is a smart move. Coverage amounts range from $50,000 to $1. Wysh Life and Health Insurance Company is new on the market, so you won’t find many ratings or reviews online. Wyshbox Life Insurance is a great option for those who are looking for affordable and flexible policies. TrademarkElite is the U. Policy cancellations. State Farm is concerned about these scams, and whenever possible, we. You can choose a policy lasting 10. There’s no medical exam and the application doesn’t ask you any health questions. And for a 30-year-old female those numbers would be $1,904 vs. Hedvig. 2021), Terminal Illness ADB Rider: ICC21. It’s boring, it’s dreary and it’s no enjoyable enthusiastic about your inevitable demise. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession in the future has had on women of different ages and cultural backgrounds. Wyshbox is a new arrival in the life insurance business, founded by tech entrepreneurs in 2021 to digitally disrupt the musty old life insurance industry. Over-50s life insurance offers a fixed tax-free cash payout – generally, between £1,000 and £25,000 – when you die. 3 State Farm offers both term and. You know how your needs changed and how they’re changing. And the health problems that arise from excessive alcohol abuse can vary, but are no less dangerous. O. The company is legit, though. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus. Because insurance companies can view risks in different ways. Let's get you back on track and pretend this never happened. The life insurance underwriting process confirms if you're eligible for coverage, the amount you can buy, and of course, how much it'll cost you. RIDER (03. #WhatsYourWysh | Say hello to an affordable term life insurance that puts you first! At Wyshbox, we have combined the traditional strengths of insurance with modern tech tools. Business. The same policy for a male age 40 is $420 a year. Signing up and being with them is good, however the moment you try and terminate yiur insurance (investment) because the money is jusy losing it’s value, they will make it very difficult for you!American Income Life had a complaint index of 1. Ladder’s life insurance costs $372 a year for a no-exam, 20-year policy with a death benefit of $500,000. For Business. A better way to protect your family. That’s for a female buyer age 40. By streamlining the process, Wyshbox ensures that consumers can swiftly and. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. If you bit the big one suddenly, that could leave your roommates in a financial tough spot. $40 billion in the US. The product is geared towards financial companies and banking organizations and is a relatively simple concept: it’s essentially life insurance baked. Sources: “Aurora National Life Assurance Company. Insurance products are underwritten by WLHIC. Money from the life insurance goes to named. Life insurance is an industry where technology is being relied on more and more — from the application process to pricing. #1 Trademark Search and Registration Service :: WYSHBOX is a trademark and brand of WYSH FINANCIAL SERVICES, LLC, Milwaukee, WI . Customer Service for: Freedom Life Insurance Company of America: 800-387-9027 National Foundation Life Insurance Company: 800-221-9039. Fraud cost veterans, service members and their families $267 million in 2021, an astonishing 162 percent increase from the previous year, according to Federal Trade Commission (FTC) data. Wyshbox and Wysh are the marketing names for Wysh Life and Health Insurance Company ("WLHIC") and Wysh Financial, LLC ("WF"). SL. Date of experience: 22 February 2023. I'm your contact for press releases, events, news and commercial. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. get started. Oops! We must've moved whatever was here. Terms subject to change. SelectQuote is an insurance quates comparisons website for life insurance, auto insurance, home insurance, and Medicare supplement insurance. Financial planning tips to prep you for a layoff. We will be discussing more details on each provider in the sections below. Plans starting at $4. An unexpected way to possibly pay for your loved ones’ “best day ever!” Weddings, like ‘em or loathe ‘em, are a rite of passage in virtually all cultures, and they usually cost a pretty penny, too. Wyshbox is a leading online life insurance carrier that revolutionizes the insurance industry by eliminating the requirement for a life insurance exam. #4: Whole life insurance Sure, there are scenarios where buying whole life can make sense, but there are way too many situations where whole life is sold to consumers who don’t need it. In New York, Globe Life's whole life insurance payouts are more limited. Let’s face it, life insurance coverage is the alternative of a very good time. From constant breaking news, to various levels of shutdowns and viral mutations, the strain on communities, businesses, and industries has not only been physical, but mental as well. Let's get you back on track and pretend this never happened. That’s right, your coverage can grow or shrink with you, from $10,000 to over $2. Buddy. However, it’s important to assess your needs and compare policies from different insurance companies before making a. This scam usually entails a perpetrator calling or emailing seniors pretending to be a family member in trouble or an authoritative person representing the relative (a lawyer, for example). ). Meanwhile long-term alcohol abuse can lead to things like high blood pressure, cancer, weakened immune system, and other mental health disorders. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Protect the people and things you love. The life insurance underwriting process confirms if you're eligible for coverage, the amount you can buy, and of course, how much it'll cost you. The letter advised the viewer, a Raleigh woman, that an $8. Northwestern Mutual has one whole life policy that is available up to the age of 85 years, with coverage starting at $50,000. Lemonade Renters Insurance: starts at $5 per month. That’s the place Wyshbox is available in. Transamerica has two whole life plans. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the world. Wyshbox’s Post Wyshbox 176 followers 11mo Report this post Report Report. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Pay hundreds of dollars a year on the off chance you might die…. com, faxing 1-602-808. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. We must've moved whatever was here. You can purchase $5,000, $10,000, $20,000, $30,000, $50,000, $75,000. Natural-Fox5133. Get the lowdown on life insurance and why we love it. Here are 3 common term life insurance myths and the truth behind… A lack of knowledge about life insurance often keeps people from the protection they deserve. The company hasn’t had any complaints filed with the National Association of Insurance Commissioners in the last three years. I would recommend this company to friends and family. At Amplify, we believe that protecting what’s most important to us, whether that be our family, our health, or our retirement, helps us all sleep better at night. Cunning health care providers usually commit fraud, and in some unfortunate cases, most are pretending to be a legitimate health care provider. Our customer support number is 1-844-WYSH-HLP, and we also provide live chat on our website from 9 am-5 pm M-F. More than 4 in 10 American households owe medical debt. Guardian Life Insurance Company of America is a mutual insurance company, meaning it’s owned by its policyholders. You can still name the charity as a beneficiary, no problem. Skip Ahead and Get a Quote: Click Here Introduction: Wyshbox Review The insurance industry, once dominated by traditional brick-and-mortar establishments, has undergone a transformative evolution in recent years. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the world. Well, it’s not a full-on life insurance exam drug test, per se, but it’s part of the overall snapshot taken that helps calculate risk. For Individuals. get started now. Plans starting at $4. Life insurance calculators, meanwhile, have you using formulas that look at your income, future expenses, debts, savings, etc. Luckily, 21st-century advances in technology have made the process a lot more streamlined and easy for a policy-holder and beneficiary to understand. We bring choice, transparency, and efficiency to one of your most important life decisions. Prevention Platform. New York, NY --News Direct-- Wysh Life and Health Insurance Company. If you pass away, you want to make sure your children have the best life possible, especially if you were the sole or partnered caretaker. Everyone, regardless of age or gender, pays just $9. Reply from Wyshbox. Term life insurance. However, the companies that underwrite AIG Direct's policies, American General Life Insurance Company (AGL), Houston, TX and The United States Life Insurance Company in the City of New York (US Life) receive positive ratings of. Let's get you back on track and pretend this never happened. #Customer #LifeInsurance #Review face it, life insurance coverage is the other of an excellent time. Insurance products are underwritten by WLHIC. The folks over at Wyshbox put together this nice guide to premiums, what to look out for and how to keep your costs steady throughout your coverage term. The five scams outlined below made up more than 65% of these complaints. Insurance fraud punishments can include: Application rejections. If your parents co-signed your student loans, they’ll. We have answers. #Asthma #Insurance #LifeInsurance Life insurance for asthmatics - A guide to. 5 million in coverage & terms up to 35 years. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. The company is legit, though. 13, 2021 /PRNewswire/ -- Wyshbox, a fully digital disruptor in the life insurance market debuted today. Wyshbox is a modern life insurance provider that allows policyholders to create personalized and flexible policies in the form of “wyshes” to protect whatever they hold dear. Age and gender determine how much of a death benefit you get per unit and the most you can buy is 15 units. After our son was born, it was essential that we do 2 things: purchase supplementary life insurance (to add to that provided by our employers) and write our living wills. They offer competitive prices for monthly insurance premiums compared to most other companies. Insurance Agency, Insurance Services Office, Homeowners Insurance. You need to enable JavaScript to run this app. Let's get you back on track and pretend this never happened. It’s vital to verify they’ll be taken care of. Check out this handy Wyshbox guide to life insurance for asthmatics and what you need to know. Flexible. For example, a 25-year-old a 45-year-old nonsmoker female purchasing $500,000 in coverage for a 20-year-term is quoted to pay $53 in monthly premiums, while the industry average for that same coverage is $48. Using the cash value as a liquid asset would make obtaining a loan easier, since. It’s boring, it’s dreary and it’s no enjoyable serious about your inevitable loss of life. Life insurance, wills, and family financial organization. com ), a bold innovator in the field of financial protection, is proud to unveil Savings+, a never-before-available. They offer competitive prices for monthly insurance premiums compared to most other companies. Globe's term life insurance also has no medical exam and offers a limited set of death benefits. m. I'm so sorry you had problems contacting us and finding a phone number. Instant approval term life insurance, however, uses your on-file medical records to determine your risk. Americans. The policy can pay for anything from outstanding loans to final expenses. According to NerdWallet, the yearly cost of a $250,000 policy for a 30-year-old male would be $2,145 for whole life insurance and $223 or $150 respectively for a 30-year or 20. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Transamerica offers two types of term life insurance policies, with terms of 10, 15, 20, 25 and 30 years available. Benefit for customers between ages 65-79 is 1%. Government impersonation scams. 228 Westinghouse Blvd Ste 112, Charlotte, NC 28273-6246. We have narrowed the list to these top five companies - Wyshbox, Bestow, Northwestern Mutual, Transamerica, and Ladder. Is Wyshbox a Legitimate Company? Wyshbox, also known as Wysh Life and Health Insurance Company, has a reputable history dating back to 1972 when it first obtained. Senior life insurance. Plus you know your own story better than anyone else. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. During the underwriting. You need to enable JavaScript to run this app. Savings products are. By replacing confusing paperwork and long phone. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. So proud. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. One is called the Individual Whole Life Insurance plan. Haven Simple is a simplified issue life insurance policy and is available in 5, 10, 15 and 20-year terms. Wyshbox isn't alone in trying to crack into the life insurance market. Protect your loved ones with our best-in-class life insurance plans. But does this mean the need for life insurance brokers has become obsolete? Let’s explore. In the life insurance world, there’s a term we use called “level. If you want, Wysh offers 100% digital and highly customizable term life policies. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 48 billion in 2019 and is expected to reach 10. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4.